Mutual Fund Picks

Caution:

This information is provides a starting point for further analysis. It is NOT a recommendation. You are responsible for your own due diligence. I may or may not trade these securities depending on my portfolio’s requirements.

Last Update: November 2008 - This section of the site will be updated about once every six months as more frequent changes probably add little value.

Note: Check with your broker to determine if there are any brokerage fees associated with buying or selling these funds. In many cases there are none. Read the prospectus at your broker’s website. More current returns are also available at your broker’s website or at the website of the mutual fund sponsor e.g. Fidelity Investments or T. Rowe Price.

Please note that unlike many, I do not spend my life looking at fees. I look at the fund’s performance net of fees. I will not buy any finds that have front end fees because there are too many peer funds that perform as well or better.

(Annualized (percent p.a.) Performance Data as of September 30, 2008)

NOTE: More current returns are available on your broker’s website.

MONET MARKET FUND	SYMBOL	1 Yr	3 Yr	5 Yr
Fidelity Cash Reserves	FDRXX	3.51	4.34	3.24

LARGE CAP VALUE	SYMBOL	1 Yr	3 Yr	5 Yr
Amana Mutual Income	AMANX	(13.2)	5.5	13.7
First Source Monogram	FMIEX	(15.2)	5.5	11.3
GAMCO Westwood Equity CLAAA	WESWX	(16.0)	4.5	10.0
Gabelli Equity Income CL AAA	GABEX	(19.0)	2.1	7.7
GAMCO Westwood Equity CL AAA	WESWX	(16.0)	4.5	10.0

LARGE CAP BLEND	SYMBOL	1 Yr	3 Yr	5 Yr
Fidelity Value Discovery	FVDFX	(25.4)	0.7	8.8
Fidelity Spartan 500 (S & P 500)	FSMKX	(22.0)	0.2	5.1
ETF: S&P 500	SPDR SPY	(22.4)	0.3	5.0
Janus Contrarian	JSVAX	(26.9)	3.4	12.2
Tocqueville Fund	TOCQX	(24.4)	0.8	8.4
Fairhome Fund	FAIRX	(8.8)	8.0	14.2

LARGE CAP GROWTH	SYMBOL	1 Yr	3 Yr	5 Yr
Amana Trust Growth	AMAGX	(15.3)	5.2	13.1
Fidelity Independence Fund	FDFFX	(24.3)	3.1	7.4
Marsco 21st Century	MXXIX	(25.8)	3.9	9.1

MID CAP VALUE	SYMBOL	1 Yr	3 Yr	5 Yr
Artisan Mid Cap Value Inv CL	ARTQX	(11.2)	2.9	12.7
Delafield Fund	DEFIX	(14.8)	4.7	10.2
Heartland Select Value	HRSVX	(15.1)	3.6	10.7
Janus Midcap Value	JMCVX	(11.6)	4.6	11.0

MID CAP BLEND	SYMBOL	1 Yr	3 Yr	5 Yr
Dreyfus Mid Cap Index	PESPX	(16.9)	1.4	8.2
Fairholme Fund	FAIRX	(8.8)	8.0	14.2
Meridian Value Fund	MVALX	(11.3)	4.7	8.9
ETF: S&P MidCap 400 Index	MDY	(17.1)	1.4	8.3

MID CAP GROWTH	SYMBOL	1 Yr	3 Yr	5 Yr
Baron Partners	BPTRX	(26.5)	4.1	14.8
Columbia Acorn Select CL C	LTFCX	(31.8)	(0.6)	4.5
Janus Orion	JORNX	(23.6)	6.6	13.3

SMALL CAP VALUE	SYMBOL	1 Yr	3 Yr	5 Yr
Paradigm Value	PVFAX	(11.9)	5.5	16.6
Royce Total Return INVMT CL	RYTRX	(13.6)	2.4	8.3

SMALL CAP BLEND	SYMBOL	1 Yr	3 Yr	5 Yr
Gabelli Small Cap Growth	GABSX	(14)	4.516.7	10.8
Keeley Small Cap Value	KSCVX	(14.6)	4.7	15.7
Royce Value Service	RYVFX	(13.6)	5.3	13.6
ETF: iShares S&P SmallCap 600 Indx	IJR	(13.8)	1.9	9.8

SMALL CAP GROWTH	SYMBOL	1 Yr	3 Yr	5 Yr
Baron Growth	BGRFX	(19.8)	1.5	8.0
Perritt Micro Cap Ops	PRCGX	(25.9)	(1.8)	8.0
Royce Value Plus Inv	RYVPX	(22.6)	2.8	12.0
Value Line Emerging Ops	VLEOX	(19.1)	2.2	7.7

BALANCED FUNDS/ ASSET ALLOCATION	SYMBOL	1 Yr	3 Yr	5 Yr
T. Rowe Price Capital Appreciation	PRWCX	(11.6)	3.2	8.2
Manning & Nap Pro Blend Extnd. Term Srs.	MNBAX	(12.6)	3.8	7.8
Value Line Income	VALIX	(9.6)	3.3	8.6
Value Line Asset Allocation	VLAAX	(13.9)	2.4	7.1

TARGET FUNDS	SYMBOL	1 Yr	3 Yr	5 Yr
American Century Livestrong 2015	ARFIX	(10.4)	3.0	-
American Century Livestrong 2025	ARWIX	(13.5)	2.9	-
American Century Livestrong 2035	ARYIX	(16.8)	2.7	-
American Century Livestrong 2045	AROIX	(18.8)	2.4
Fidelity Freedom 2010 Fund	FFFCX	(13.5)	1.5	4.3
Fidelity Freedom 2020 Fund	FFFDX	(18.1)	1.2	5.3
Fidelity Freedom 2030 Fund	FFFEX	(21.5)	0.7	5.5
Fidelity Freedom 2040 Fund	FFFFX	(22.6)	4.6	5.8
Fidelity Freedom Income Fund	FFFAX	(5.2)	2.3	3.1
T. Rowe Price Ret 2010 Fund	TRRAX	(14.9)	2.0	6.0
T. Rowe Price Ret 2020 Fund	TRRBX	(19.3)	1.2	6.3
T. Rowe Price Ret 2030 Fund	TRRCX	(22.2)	0.9	6.6
T. Rowe Price Ret 2040 Fund	TRRDX	(22.8)	0.6	6.5

INTERNATIONAL EQUITY	SYMBOL	1 Yr	3 Yr	5 Yr
Manning & Nap World Opp Series	EXWAX	(19.2)	7.7	14.5
Fidelity International Discovery	FIGRX	(30)	2.8	11.1
Janus Overseas	JAOSX	(34.4)	10.4	17.6
Thornburg Intl Value CL C	THGCX	(28.3)	5.9	12.5
Vanguard International Value	VTRIX	(28.1)	3.5	11.8
ETF: EAFE Index	EFA	(30.5)	1.0	9.5

SHORT TERM BONDS	SYMBOL	1 Yr	3 Yr	5 Yr
Fidelity Cash Reserves	FDRXX	3.5	4.3	3.2
Vanguard Short Term Bond	VBISX	1.3	4.3	4.5

MEDIUM TERM BONDS	SYMBOL	1 Yr	3 Yr	5 Yr
Fidelity Intermediate Growth Bond	FBNDX	(2.9)	1.4	2.2
TCW Total Return Bond CL I	TGLMX	3.8	4.8	4.5

LONG TERM BONDS	SYMBOL	1 Yr	3 Yr	5 Yr
Vanguard Long Term Bnd Ind INV CL C (Lehman Gov-Corp Indx)	VBLTX	0	2.1	3.7

INFLATION/ REAL RETURN	SYMBOL	1 Yr	3 Yr	5 Yr
Fidelity Inflation Protected Bond	FINPX	4.3	3.2	4.2
PIMCO Real Return CL D	PRRDX	3.3	2.8	4.2